The Back Office Your General Contracting Company Is Missing
Multi-trade projects, subcontractor-heavy cost structures, and percent-of-completion accounting. Financial reporting built for the complexity GCs actually deal with.
You're Managing 15 Subs and 8 Active Projects. Your Books Show One Number.
General contractors have the most complex financial operations in the trades. A single project might involve 10-15 subcontractor trades, material procurement across multiple suppliers, change orders that shift scope mid-build, and a timeline measured in months. Revenue recognition follows percent-of-completion, which means your financials need to reflect how much of each project is actually done, not just what you've billed or collected.
Most GCs between $1M and $10M are managing all of this with a bookkeeper who categorizes transactions and a spreadsheet that tracks job costs by project. The bookkeeper can't do percent-of-completion accounting. The spreadsheet doesn't tie to QuickBooks. And nobody is producing a WIP schedule that a bonding company or lender would accept.
The consequences compound. Without accurate WIP, you don't know your true profit on open projects. Without proper subcontractor cost tracking, you can't tell when a project is running over budget until the sub invoices pile up. Without percent-of-completion reporting, your revenue is lumpy and your P&L doesn't reflect the economic reality of your business. Bonding companies see this immediately, and it caps your growth.
We build the financial infrastructure that handles the complexity: percent-of-completion revenue recognition, WIP schedules updated monthly, subcontractor cost tracking by project and by trade, change order impact analysis, and cash flow forecasting that accounts for retainage and the long payment cycles of construction. This is controller-level work delivered through AI-powered systems that keep the cost accessible.
What Your Back Office Looks Like with Jobcard
Monthly Financial Reporting
P&L, balance sheet, and cash flow delivered through our automated monthly close. Not a QBO printout. A narrative that explains what happened, why, and what to do next.
Job-Level Profitability
Every job tracked with actual costs: materials, direct labor, subs, equipment. You see which jobs made money and which didn't.
Cash Flow Forecasting
A rolling forecast that accounts for your seasonal patterns and actual receivables. 90 days of visibility, updated monthly.
Benchmarking
Your margins, overhead, and productivity benchmarked against other General Contracting contractors in your revenue range.
Overhead Rate Analysis
Your true overhead rate calculated and updated quarterly. The number that should drive every bid.
WIP Schedule
Open jobs tracked with costs-to-date, estimated costs to complete, and projected margin. No surprises at closeout.
AR/AP Management
Aging reports with follow-up flags. Know who owes you, how long, and exactly where your cash is tied up.
CPA-Ready Books
Clean financials delivered to your CPA monthly. We coordinate directly so nothing falls through the cracks.
Built for How General Contracting Companies Actually Work
Percent-of-Completion Accounting
GC revenue recognition isn't straightforward. You can't just book revenue when you invoice. Percent-of-completion requires matching revenue to the actual progress of work, which means estimating costs to complete on every open project every month. Most bookkeepers don't know how to do this. We do. Your WIP schedule and P&L reflect economic reality, not billing milestones.
Subcontractor Cost Control
Subs are typically 50-70% of your project costs. Tracking which subs are on which project, matching invoices to the right jobs, and flagging when a trade is running over budget is the difference between a profitable project and a write-off. We map every sub invoice to a specific project and trade, and compare actuals against your original budget in real time.
Change Order Impact
Change orders are a fact of life in general contracting. But each one changes the financial picture of the project: revised contract value, additional costs, timeline extensions. We track change orders as distinct financial events and update the project's projected margin so you always know where you stand, even on a project that's been modified six times since the original contract.
Retainage and Cash Flow
Retainage ties up 5-10% of every project's value until final completion, which creates a cash flow gap that grows with every active project. Meanwhile, you're paying subs and suppliers on their terms, not yours. We build your cash flow forecast around retainage schedules, sub payment timing, and draw request cycles so you can see cash pressure before it becomes a crisis.
From Chaos to Clarity in 30 Days
Assessment
Take our free assessment. Five minutes. We score your back office across 5 dimensions and benchmark you against other General Contracting contractors.
Onboarding
We connect to your QuickBooks, map your chart of accounts, and set up General Contracting-specific reporting. Onboarding takes 2-3 weeks.
Monthly Close
Every month, we process transactions, allocate costs to jobs, reconcile accounts, and deliver your complete financial package through our automated monthly close.
Insights
A monthly report you can read in 5 minutes: where your money went, which jobs performed, cash outlook for the next 90 days, and what to do about it.
Every General Contracting contractor on Jobcard gets benchmarked against others in the same trade and revenue band. You'll see where your gross margins rank, whether your overhead rate is competitive, and which metrics are pulling you ahead or holding you back.
See where you rankCommon questions
Find Out Where Your General Contracting Business Stands
Free assessment. Five minutes. Benchmarked against general contracting contractors in your revenue range.
Take the Free Assessment