Resources for contractors who want better financial visibility.
Free guides, templates, and tools. No fluff.
The Contractor's Chart of Accounts Guide
A standardized chart of accounts built for trade contractors who job cost. Covers income, COGS, overhead, and balance sheet structure with line-by-line explanations. Stop guessing which account to use.
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Job Cost Report Template
A ready-to-use template that breaks down revenue, labor, materials, subs, and margin by job. See which projects actually make money and which ones are dragging your average down.
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13-Week Cash Flow Forecast Template
A weekly cash flow model that shows you exactly where your cash position will be 3 months from now. Spot shortfalls before they hit and plan around seasonal swings.
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INDUSTRY READING
What we're reading
Articles and insights from across the trades that we think are worth your time.
Keep More Profit: 5 Steps to Better Job Costing
A multi-trade operator breaks down how real-time job costing changed the way they price work and protect margins. The financial visibility piece is what we build for every client.
Read on ServiceTitanACHR NEWSGood Financial Statements Play a Crucial Role in HVAC Contractor’s Success
Clean financials helped contractors access PPP funding faster than competitors. The same principle applies to bonding, bank lines, and PE conversations.
Read on ACHR NEWSACHR NEWSThe New HVAC Gold Rush
PE money is moving upstream in HVAC, from service contractors to equipment manufacturers and fabrication shops. If you are a contractor wondering what this means for your business, your financials are the first thing any buyer looks at.
Read on ACHR NEWSACHR NEWSHow to Create a Savings Plan for Your HVAC Business
Seasonality is the cash flow killer in HVAC. This piece covers how to build reserves that absorb slow months instead of creating emergencies.
Read on ACHR NEWSACHR NEWSBudgeting 101 for Your HVAC and Plumbing Business
A solid primer on budgeting fundamentals for contractors. The gap between knowing you should budget and actually having the financial infrastructure to do it is exactly where we live.
Read on ACHR NEWSServiceTitanProfit Protection for Contractors in 2025
Tariffs and material cost volatility are compressing margins across the trades. This webinar recap covers how contractors are using job costing data to adjust pricing in real time.
Read on ServiceTitanAll articles are property of their respective publishers. Links open in a new tab. Jobcard Financial is not affiliated with or endorsed by these publications.
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Job costing tips, cash flow strategies, and benchmarks. One email per month. Unsubscribe anytime.
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